In Tiara Condominium Assoc., Inc. v. Marsh & McLennan Co., Inc., 2010 U.S. App. LEXIS 10835 (5th Cir. May 27, 2010), it was unclear whether, under Florida law, the economic loss rule foreclosed claims for negligence and breach of fiduciary duty against the insurance broker. Accordingly, the Fifth Circuit certified the question to the Florida
2010
Ninth Circuit Upholds Disability Award Issued in Arbitration
The insured cardiologist obtained a disability policy from Lloyd's in 1999. See Lagstein v. Certain Underwriters at Lloyd's, London, 2010 U..S. App. LEXIS 11836 (9th Cir. June 10, 2010). In the event of disability, Lloyd's agreed to pay the insured $15,000 per month for up to sixty months.
In 2001, the…
Guest Post – Primer on Flood Insurance Coverage
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Duty to Defend Confirmed by Hawaii Appellate Court
Relying on well established Hawaii case law that the insurer must defend unless the underlying allegations demonstrate coverage is impossible, the Hawaii Intermediate Court of Appeals vacated the Circuit Court's order granting summary judgment to the insurer. See Island Ins. Co., Ltd. v. Arakaki, 2010 Haw. App. LEXIS 296 (Haw. Ct. App. June 16, 2010).
Supreme Court Decides Stop the Beach Renourishment Case
The Supreme Court issued its opinion this morning in Stop the Beach Renourishment v. Florida Department of Environmental Protection. The Court decided eight to zero that the Florida Supreme Court did not effect a judicial taking because the Florida law of accretion took into account that the littoral owners right to accretion was always…
Hawai`i Appellate Courts Propose Rule Changes to Allow Electronic Filing
The Hawai`i Supreme Court seeks comments regarding proposed changes to the Hawai`i Rules of Appellate Procedure. [revised rules here]. The major change would allow electronic filing.
The Court invites public comment on the changes until Thursday, June 24, 2010. Comments may be mailed to the Judiciary Public Affairs Office at 417 South King Street…
Professional Services Exclusion Bars Coverage
A broadly drafted professional services exclusion was at issue in Admiral Ins. Co. v. Ford, 2010 U.S. App. LEXIS 10562 (5th Cir. May 21, 2010).
Ford purchased a CGL policy from Admiral. The policy included an exclusion for designated professional services, stating:
SCHEDULE
Description of Professional Services:
1. ALL OPERATIONS OF THE INSURED
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Federal Subject Matter Jurisdiction Lacking in Suit Based on Homeowner’s Policy
Can an insurer remove the insured's state court suit based on supplemental jurisdiction arising under a homeowner's policy when the insured has also sued a separate insurer in federal court under a flood policy? The Fifth Circuit held where the federal court lacked original jurisdiction, removal was improper. See Halmekangas v. State Farm Fire and Cas. Co., 603 F.3d…
HSBA Insurance Coverage Litigation Section to Discuss Group Builder’s Decision
The next meeting of the Hawaii State Bar Association's Insurance Coverage Litigation Section will be at 12:00 p.m., Thursday, June 17, 2010, at the HSBA conference room, 1100 Alakea Street, Suite 1000, Honolulu. We will discuss the Intermediate Court of Appeals recent decision, Group Builders, Inc. v. Admiral Ins. Co., 2010 Haw. App. LEXIS…
Court Ponders Complexities of Measuring Loss
In Bradley v. Allstate Ins. Co., 2010 U.S. App. LEXIS 9510 (5th Cir. May 10, 2010), the policy's total loss provision was found ambiguous. The case was remanded a factual determination on the amount to which the insureds were entitled for loss of their home.
Hurricane Katrina totally destroyed the insureds' home, leaving only a…