May 2017

    The Massachusetts Appeals Court determined that scallops damaged by a cause never determined by the underlying court was sufficient to establish an occurrence under the insured's CGL policy. The Hanover Ins. Group, Inc. v. Raw Seafoods, Inc., 2017 Mass App. LEXIS 49 (Mass. Ct. App. April 26, 2017).

     The insured, Raw Seafoods, Inc. (RSI) had

    The insured's involvement in damaging a customer's corn syrup while preparing it to be transported was an occurrence and covered under the CGL policy. Travelers Prop. Cas. Co. of Am. v. United States Container Co., 2017 U.S. App. LEXIS 6602 (3rd Cir. April 18, 2017).

    USA Container supplied industrial containers

    The federal district court found that the insurers could not escape coverage by summary judgment under their all risk policies. Eagle Harbour Condo Ass'n v. Allstate Ins. Co., 2017 U.S. Dist. LEXIS 54761 (W.D. Wash. April 10, 2017).

    Eagle Harbour Condominium Association sued several of its insurers who denied coverage for hidden water damage.

    Returning to its prior decisions addressing bad faith, the Texas Supreme Court sought to clarify when damages are available for bad faith despite there being no coverage under the policy. USAA Tex. Lloyds Co. v. Menchaca, 2017 Tex. Lexis 361 (Tex. Sup. Ct. April 7, 2017).

    After Hurricane Ike struck Galveston Island in September 2008

   Lawsuits filed for recovery due to the faulty design and installation of doors and windows by homeowners across the country were found to allege multiple occurrences. Pella Corp. v. Liberty Mut. Ins. Co., 2017 U.S. Dist. 53631 (C.D. Iowa March 31, 2017).

   The underlying lawsuits alleged that Pella Corporation's windows were defectively designed

    The court determined there was no coverage for 150 underlying lawsuits which alleged that injections for back pain caused bodily injury and death. Westfield Ins. Co. v. Orthopedic & Sports Med. Ctr. of N. Ind., 2017 U.S. Dist. LEXIS 46119 (N. Ind. March 28, 2017).

    NECC made preservative-free methylprednisolone acetate (MPA). MPA was an epidural

    Following Pennsylvania law, the Fourth Circuit found one occurrence in a fireworks accident despite allegations of 19 breaches of duty. Hollis v. Lexington Ins. Co., 2017 U.S. App LEXIS 5088 (4th Cir. March 22, 2017).

    Kathryn Hollis and her two sons received injuries from a fireworks explosion. The underlying action alleged that the fireworks company