While agreeing with the insured there was a duty to defend, the court determined the defense of an environmental claims was limited to $100,000. Casa Nido Partnership v. JAE Kwon, 2023 U.S. Dist. LEXIS 97701 (N.D. Calif. June 5, 2023).
In 1976, Casa Nido purchased the property and remains the
The trial court erred in placing the burden on the policyholder to establish depreciation in determining the actual cash value of the loss. SFR Serv., LLC v. Tower Hill Prime Ins. Co., 2023 Fla. App. LEXIS 3570 (Fla. Ct. App. May 26, 2023).
The insureds' roof was damaged by Hurricane
The Ninth Circuit found that the word "dwelling" in a homeowners policy was ambiguous becuase it could take on a broader meaning encompassing multiple structures. Safeco Ins. Co. ov Am. v. Havorson, 2023 U.S. App. LEXIS 12596 (9th Cir. May 23, 2023).
The issue was whether the homeowners policy eliminated
The Second Circuit turned to English law to determine the obligations of the reinsurer. Ins. Co. of the State of Pa. v. Equitas Ins. Ltd., 2023 U.S. App. LEXIS 12461 (2nd Cir. May 22, 2023).
Insurance Company of the State of Pennsylvania (ICSOP) provided an umbrella policy to a predecessor
The court found that an incomplete notice of the claim was insufficient to trigger coverage. Gray v. Fla. Peninsula Ins. Co., 2023 Flag. App. LEXIS 3406 (Fla. Ct. App. May 19, 2023).
Hurricane Irma damaged the insureds' roof when it struck on September 10, 2017. A Florida statute required that
The court granted summary judgment to the insurer on the insured's claim for bad faith due to denial of the claim. Treigle v. State Farm Fire and Cas. Ins. Co., 2023 U.S. Dist. LEXIS 87786 (E.D. La. May 19, 2023).
The insured's home sustained serious water damage due to Hurricane
The Rhode Island Supreme Court found that the insured's request for appraisal was timely after it was renewed several years after the loss. Romen v. Allstate Prop. & Cas. Ins. Co., 2023 R.I. LEXIS 46 (R.I. May 3, 2023).
The insureds suffered a loss due to ice and flood on
The lower court correctly reformed the policy to replace the prior owner with the new owner as an additional insured under the policy. Wesco Ins. Co. v. Fulmont Mut. Ins. Co., 2023 N.Y. App. Div. LEXIS 2650 (N. Y. App. Div. May 11, 2023).
Beyond was sued as owner of
The magistrate judge recommended that the insurer's motion for summary judgment be denied, finding a material issue of fact regard the cause of loss after Hurricanes Laura and Delta. Armstrong v. Amguard Ins Co., 2023 U.S. Dist. LEXIS 76869 (E.D. Texas, April 14, 2023).
The policy excluded damage caused by
The court rejected the insurers argument that a cyber attack initiated by the Russia Federation precluded coverage under the policies' hostile/warlike action exclusion. Merck & Co. v. Ace Am. Ins. Co., 2021 N.J. Super. LEXIS 43 (N.J. Super. Ct. Law Div. May 1, 2023).
Merck held all-risk policies issued by