The ABA’s Section of Litigation, Insurance Coverage Litigation Committee’s website has been building a collection of insurance related articles, labeled “Hot Topics.” Many informative and timely articles appear at the site. See my article, “Breadth of the Flood Exclusion: A Flood is a Flood, Including Storm Surge,” posted on the site [Article] which discusses the
Mississippi Supreme Court Considers Application of Anti-Concurrent Causation Clause
Here is a report in today's Insurance Journal regarding oral argument conducted last Tuesday before the Mississippi Supreme Court in Corban v. United Services Automobile Assoc., No. 2008-M-645 (Miss.) At issue is the application of the anti-concurrent causation clause where the insured's home was allegedly damaged by both wind and flood. We have previously discussed the Corban…
Kauai Trial Court Finds Workers’ Compensation Carrier’s Delayed Payment in Bad Faith
In our last post [here] we discussed a decision from the Oklahoma Supreme Court recognizing a bad faith claim against a workers' compensation insurer. My Damon Key colleague and fellow blogger, Mark Murakami (hawaiioceanlaw.com), informed me of a similar case winding its way through the trial court on Kauai. See Ordonez v. Hawaii Employers Mutual Ins. …
Bad Faith Established against Workers’ Compensation Carrier
In Summers v. Zurich Am. Ins. Co., No. 105617 (Okla. May 26, 2009) [here], the Oklahoma Supreme Court addressed confusion under state law in a establishing a bad faith claim against a workers' compensation carrier.
Ms. Summers was injured in March 2004 while employed at Walmart. She was an insured under a workers' compensation policy…
Supreme Court Nominee Sotomayor’s Insurance Coverage Decisions
My Damon Key colleagues and fellow bloggers, Robert Thomas (inversecondemnation.com) and Mark Murakami (hawaiioceanlaw.com), quickly posted on their respective blogs Judge Sotomayor's decisions on maritime law (Mark's post here) and inverse condemnation (Robert's post here). So . . . , where is the insurance blog's input?
In an effort to keep pace (actually…
Insured Gives Timely Notice under Claims-Made Policy
When the insured, Matkin, an architectural firm, was sued by GEWAC, Inc., shopping center owner, for improper drainage in a parking lot designed by Matkin, Everest, the insurer, refused to defend, contending Matkin had not given timely notice under the claims-made policy. Matkin-Hoover Engineering, Inc. v. Everest National Ins. Co., No. 08-CV-0451, 2009 U.S. Dist. LEXIS 44057 (W.D.
Bad Faith Claim For Delayed Payment Fails
The insured's property was damaged during Hurricane Katrina by wind, wind driven rain, flooding, storm surge and water in Jupiter v. Automobile Club Inter-Insurance Exchange, No. 07-1689, 2009 U.S. Dist. LEXIS 44083 May 26, 2009). Plaintiff recovered $225,500 from Allstate, its flood insurance carrier. The insured also held a homeowner's policy with Automobile Club…
Ninth Circuit Affirms Reimbursement and Prejudgment Interest to Insurer
The Ninth Circuit recently affirmed the district court's decision granting reimbursement and prejudgment interest on amounts paid to the insured for defense and settlement pursuant to a reservation of rights. See Evanston Ins. Co. v. OEA, Inc., No. 07-15316 (9th Cir. May 21, 2009)[here].
OEA acquired a claims-made policy from Evanston Insurance Company in 1998. The…
Hawai`i Court Upholds Medical Insurer’s Denial of Excluded Procedure
Whether coverage for an allogeneic stem-cell transplant ("allo-transplant") was properly denied by the insurer was at issue in Hawaii Medical Service Association v. Adams, No. 28899 (Haw. Ct. App. May 21, 2009) [here]. An allo-transplant, used to treat myeloma, involves the harvesting and transplanting of stem cells from a matched donor. "Myeloma" is…
Waiving Stacked Coverage Continues When Additional Cars Added to Policy
Considering Pennsylvania law, the Third Circuit was asked whether the insured waived "stacked" UIM benefits in subsequent policies that listed additional automobiles? See State Auto Prop. & Cas. Ins. Co. v. Pro Design, P.C., No. 08-3006 (3rd Cir. May 12, 2009) [here]. In a result consistent with Hawai`i law, the Third Circuit held the initial…