Departing from the multitude of decisions that have determined there is no coverage for losses due to the COVID-19 pandemic, the North Carolina Supreme Court found that various bars and restaurants that were closed during the pandemic under government orders stated a claim for coverage when suing their insurers. North State Deli, LLC,
commercial property policy
Answering Certified Question, California Supreme Court Finds No Coverage for COVID-19 Claims
By Tred R. Eyerly on
Finally weighing in on whether the presence of COVID-19 constitutes direct physical loss or damage to property, the California Supreme Court answered a certified question from the Ninth Circuit by determining there was no coverage under California law. Another Planet Entertainment, LLC v. Vigilant Ins. Co., 2024 Cal. LEXIS 2738 (Cal.
Insurance Coverage and Coronavirus
By Tred R. Eyerly on
Individuals and businesses are asking what insurance coverage is available for harm caused by COVID-19 and the coronavirus. Here is a short survey addressing possible coverage under various policies.
Property Insurance – Typically, damage to tangible property insured by "covered causes of loss" is covered by a commercial property or homeowner's…
Insured’s Reformation Claim Dismissed
By Tred R. Eyerly on
The insured's claim for reformation of the policy after the business interruption coverage was denied was dismissed by the court. Nat'l Compressor Exch., Inc. v. Hanover Ins. Co. Inc., 2019 N.Y. Misc. LEXIS 6370 (N.Y. Sup. Ct. Oct. 23, 2019).
On certain days in June and July of 2013, the…
Insurance Hurricane Preparedness for Commercial Businesses
By Tred R. Eyerly on
It has been an active hurricane season thus far for Hawaii, and there are still three months left in the season. To supplement our prior tips for homeowners in preparing to submit insurance claims after a storm [here], below are some additional tips for businesses.
- Have your insurance policy and other
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