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Insurance Law Hawaii

A commentary on insurance coverage issues in Hawaii and beyond

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Court Resolves Disagreement on the Amount of the Deductible

By Tred R. Eyerly on October 29, 2025

After a windstorm caused damage to the insured’s building and repair materials, the court sided with the insured in determining the amount of the deductible. Semaho, Inc. v. AMCO Ins. Co., 2025 U.S. Dist. LEXIS 193521 (D. Colo. Sept. 30, 2025).

Semaho owned two commercial buildings insured under a policy issued by AMCO. The…

Posted in First Party Insurance, Uncategorized

One Occurrence Means One Deductible

By Tred R. Eyerly on June 3, 2019

    The court held that claims regarding the negligent supervision of an independent contractor who engaged in the sexual abuse of three victimes amounted to one occurrence, requiring a single deductible. Scott Fetzer Co. v. Zurich Am. Ins. Co., 2019 U.S. App. LEXIS 13023 (6th Cir. April 30,2019). 

    In 2013, three…

Posted in Comprehensive General Liability, Duty to Indemnify, Occurrence
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