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Insurance Law Hawaii

A commentary on insurance coverage issues in Hawaii and beyond

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Insured’s Failure to Prove Entire Collapse of Building Leads to Dismissal

By Tred R. Eyerly on June 21, 2021

    The Fifth Circuit affirmed the district court's dismissal of the insured's claim for damage to her home caused by collapse. Stewart v. Metropolitan Lloyds Ins. Co. of Texas, 2021 U.S. App. LEXIS 14221 (5th Girl May 13, 2021). 

    One evening, the insured was awakened by a loud bang that shook…

Posted in Collapse, First Party Insurance

Sinking Floor Does Not Meet Strict Definition of Collapse

By Tred R. Eyerly on July 22, 2020

    The court determined that the sinking of the insured's floor caused by termites and rot deterioration did not meet the homeowners policy's definition of collapse. Stewart v. Metro. Lloyds Ins. Co., 2020 U.S. Dist. LEXIS 111527 (S.D. Tex. June 24, 2020).

    Beatrice Stewart, the homeowner, heard a loud bang one…

Posted in Collapse, First Party Insurance
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