A commentary on insurance coverage issues in Hawaii and beyond
After the leased commercial building was destroyed by a tornado, a dispute arose over inadequate coverage under a policy that the tenant was obligated to provide. Fort Worth Partners, LLC v. Nilfisk, Inc., 2025 U.S. App. LEXIS 27000 (8th Cir. Oct. 17, 2025).
Nilfisk leased a warehouse building from Fort Worth Partners under the terms…
The federal district court agreed that a challenge to State Farm's practice of depreciating sales tax when calculating actual cash value (ACV) benefits payments to policyholders could go forward as a class action. Pitkin, et al. v. State Farm Fire and Cas. Co., 2025 U.S. Dist. LEXIS 134948 (July 15, 2025, N.
The insurer's motion to dismiss claims for improper claims handling when considering implementation of depreciation was denied. Morrison v. Indian Harbor Ins. Co, et al., 2024 U.S. Dist. LEXIS 115664 (S. D. W. Va. July 1, 2024).
Plaintiff's home suffered flood damage. The house was insured by Indian Harbor a…
The court granted the insurer's motion to dismiss after determining that benefits paid for actual cost value (ACV) did not include repair or replacement labor costs. Shahan v. Allstate Vehicle & Prop. Ins. Co., 2022 U.S. Dist. LEXIS 135488 (W.D. La. July 29, 2022).
Hurricane Laura damaged the insured's home.
