The following guest post on surety bonds is provided by Kevin Kaiser of Surety Bonds.com,  a nationwide bonding agency dedicated to educating people about surety bonds through their Surety Bond Education Program.  (http://www.suretybonds.com/edu/).  Five questions about bonds follow and are answered by Kevin.

   1)  What is a Surety Bond and How is

   No substantive post today.  All of the research/writing elves here at insurancelawhawaii.com, save one, have the rest of the week off. 

   But we take this opportunity to extend to you and your's a Merry Christmas and Happy New Year.

     A client's inquiry caused me to review the Hawai`i Life and Disability Guaranty Act ("Guaranty Association Act").  Haw. Rev. Stat. 431:16-201 to 219.  Here is a summary of Hawai`i's statute.
 
1)  Purpose of Statute.
 
     The statute seeks to protect persons against the failure of life and accident and health or sickness

    The New York Court of Appeals considered whether a Landlord was an additional insured under a policy obtained by the Tenant.  See Kassis v. The Ohio Casualty Ins. Co., No. 117 (N.Y. Ct. App. June 25, 2009). 

    The Landlord leased property to the insured, who, pursuant to the lease, obtained a commercial general liability insurance

    Determining the duty to defend does not arise until the insurer receives notice of a claim, the Indiana Supreme Court further found the insured has no right to pre-notice defense costs.  Dreaded, Inc. v. St. Paul Guardian Ins. Co., No. 49S02-0805-CV-244, Ind. Sup. Ct. April 28, 2009) [here].

    In November 2000, Dreaded received a letter from the

     LexisNexis Insurance Law Center has asked insurance bloggers to post the following notice about nominations for "Insurance Law Persons of the Year."

        The LexisNexis Insurance Law Center is now receiving nominations for the Center’s “Insurance Law Persons of the Year” award.  The award seeks to identify and recognize people who have been a major

    Last April we reviewed the Hawai`i Intermediate Court of Appeals' (ICA) decision that the Insurance Commissioner's assessments against insurers were unconstitutional taxes.  The Hawai`i Supreme Court recently affirmed in part, reversed in part.  See  Hawaii Insurers Council v. Lingle, 2008 Haw. LEXIS 287 (Haw. Dec. 18, 2008).

    In 1999, the legislature created the Insurance

    The Supreme Court recently granted certiorari in Travelers Indemnity Co. v. Baily, Case No. 08-295 (cert. granted Dec. 12, 2008).  Although Travelers is a bankruptcy case, it addresses whether a settlement with an insured and its insurers bars future direct action claims against the insurance companies. 

    The insured, Johns-Manville Corporation, was reorganized in 1986 under protection of the