A commentary on insurance coverage issues in Hawaii and beyond
The court analyzed the impact of the policy exclusion barring coverage where one insured sued another. Gemini Ins. Co. v. Delos Ins. Co., 2012 Cal. App. LEXIS 1230 (Cal. Ct. App. Dec. 5, 2012).
Delos insured Bobby's, a restaurant, located in the Loch Lomond Marina, San Rafael, California. The landlord was Loch…
We passed our fifth anniversary for this blog earlier this month. It has been an interesting journey, over 630 posts now, unquestionably a self-education in insurance issues, as well as a mechanism for connecting with others.
And we have readers, too. Again, thanks for the support this year, compelling us search for material worth…
The South Carolina Supreme Court held that the legislative definition expanding the meaning of "occurrence" to include damage resulting from faulty workmanship cannot be applied retroactively. Harleysville Mut. Ins. Co. v. The State of South Carolina, 2012 S.C. LEXIS 270 (S.C. Nov. 21, 2012).
The South Carolina legislation, Act No. 26, was…
Lucian Manganella was the president and sole shareholder of Jasmine, a clothing retailer. See Manganella v. Evanston Ins. Co., 2012 U.S. App. LEXIS 24360 (1st Cir. Nov. 27, 2012). Donna Burgess, whose sexual harassment allegations against Manganella formed the underlying claims, was Jasmine's human resources manager from 1997 to 2006.
In 2005, Manganella…
The Eleventh Circuit certified a question to the Georgia Supreme Court, asking whether property damage can constitute an "occurrence" under a CGL policy where its effects are not felt on "other property." HDI-Gerling Am. Ins. Co. v. Morrison Homes, Inc., 2012 U.S. App. Ct. LEXIS 23813 (11th Cir. Nov. 19, 2012).
The general contractor…
The insurance agent's motion for summary judgment was denied where issues of fact existed regarding his failure to obtain specifically requested coverage. Am. Building Supply Corp. v. Petrocelli Group, Inc., 2012 N.Y. LEXIS 3476 (N.Y. Nov. 19, 2012).
The insured was a tenant of a building from which it sold and furnished building materials to…
An insurance agent was not liable for failing to advise the insureds of a cheaper flood policy for their two properties. Green v. Guidry, 2012 U.S. Dist. LEXIS 162581 (E.D. La. Nov. 14, 2012).
The insureds owned two residences purchased in 1991 and 2006. They purchased flood insurance through an Allstate agent…
The insured sought relief from the ensuing loss provision when the wear and tear exclusion barred coverage. Rapid Park Indus. v. Great N. Ins. Co., 2012 U.S. App. LEXIS 23107 (2nd Cir. Nov. 9, 2012).
The insureds leased and operated a parking garage on the lower levels of a building in Manhattan. The…
In Pioneer Tower Owners Assn. v. State Farm Fire & Cas. Co., 12 NY3d 302 (2009), the New York Court of Appeals found an "earth movement" exclusion was ambiguous when applied to an excavation. The court now considered whether a similar exclusion, expressly made applicable to "man made" movement of earth, eliminated the…
The meaning of "residence premises" in a first party policy was the issue in Dean v. Tower Ins. Co. of New York, 2012 N.Y. LEXIS 3088 (N.Y. Oct. 25, 2012).
The insureds purchased a home. Closing was scheduled to take place on May 20, 2005. The insureds purchased a homeowners' policy from Tower…
