The Wisconsin Court of Appeals determined an occurrence could follow the insured's intentional act when the harm caused was not intentional. Riverbank Farms v. Saukville Feed Supplies, 2023 Wisc. App. LEXIS 813 (Wis. Ct. App. July 26, 2023). 

    Riverback was a dairy farm. It purchased feed mix from Saukville. Riverback's…

    The court dismissed the insured's claims, but allowed the insured to file an amended compliant on its  claim for deceptive and unfair trade practices. Cornerstone Assembly of God, Inc. v. Brotherhood Mut. Ins. Co., 2023 U.S. Dist. LEXIS 113864.

    The insured church held a policy issued by Brotherhood Mutual Insurance…

    The Florida Court of Appeal overturned the jury's verdict findng loss caused by collapse. Universal Prop. & Cas. Ins. Co. v. Caboverde, 2023 Fla. App. LEXIS 4474 (Fla. Ct. App. June 28, 2023).

    The insured homeowners had two claims. One was a 2016 ceiling collapse; the second was loss caused…

    Predicting Georgia law, the Eleventh Circuit affirmed the district court's decision that Georgia would not allow insurers to seek reimbursement of defense costs. Continental Cas. Co., et. al v. Winder Laboratories, LLC, et. al, 2023 U.S. App. LEXIS 17852 (11th Cir. July 13, 2023).

    Winder Laboratories held two policies, a…

    The Wisconsin Supreme Court departed from its previous mechanism for determining property damage under the "integrated systems analysis" and found the insurers were not entitled to summary judgment as determined by the trial court. 5 Walworth, LLC v. Engerman Contracting, Inc., 2023 Wis. LEXIS 152 (Wis. June 20, 2023).

    5…

    The Ninth Circuit agreed the insurer suffered prejudice by the late notice from the insured and affirmed the denial of the claim. Stockton Mariposa, LLC v. West Am. Ins. Co., 2023 U.S. App. LEXIS 14787 (9th Cir. June 14, 2023).

    Stockton submitted a claim for theft and vandalism of covered…