2009

     A client's inquiry caused me to review the Hawai`i Life and Disability Guaranty Act ("Guaranty Association Act").  Haw. Rev. Stat. 431:16-201 to 219.  Here is a summary of Hawai`i's statute.
 
1)  Purpose of Statute.
 
     The statute seeks to protect persons against the failure of life and accident and health or sickness

  Whether the insured was acting within the course and scope of his employment contract was at issue when the Eighth Circuit Circuit reversed the District Court's determination of no workers' compensation coverage in Merriam v. National Union Fire Ins. Co. of Pittsburgh, Pennsylvania, No. 08-3547, 2009 U.S. App. LEXIS 15698 (8th Cir. July 17, 2009).

   When Hawai`i Insurance Commissioner J.P. Schmidt met with the Hawai`i Bar Association's Insurance Coverage Section on July 1, 2009, [see post here] he advised the State was considering use of the Hurricane Relief Fund to help close the budget deficit.

    Today's Honolulu Advertiser reports that this option is still under serious consideration by the Governor

      In National Union Fire Ins. Co. of Pittsburgh, Pa. v. Porter Hayden Co, No. AMD-03-23408, 2009 U.S. Dist. LEXIS 61992 (D. Md. July 7, 2009), National Union contended that its insured, Porter Hayden, a debtor in bankruptcy, was not entitled to a defense or indemnity for asbestos-related claims. 

    Porter Hayden sold and

   The Fifth Circuit vacated and remanded the district court's conclusion that the insurer was not obligated to defend or indemnify an additional insured after sued by a person allegedly injured in the insured's casino when falling off a stool.  See Barden Mississippi Gaming LLC v. Great Northern Ins. Co., No. 08-60521, 2009 U.S. App. LEXIS

    No Hawai`i appellate court has ever interpreted the meaning of the CGL policy's pollution exclusion.  The Ninth Circuit recently issued an Order certifying a question to the the Hawai`i Supreme Court regarding its interpretation of the pollution exclusion.  See Apana v. TIG Ins. Co., No. 08-15369 (9th Cir. July 15, 2009) [here

   The Insurance Coverage Group of the Hawai`i State Bar Association recently met with Hawai`i Insurance Commissioner, J. P. Schmidt.  The Commissioner gave his insight on the state of the Insurance industry on both the mainland and in Hawai`i.

   At the national level, the Commissioner reported there are several bills before Congress to federalize the insurance