October 2025

After the lower court granted summary judgment to Omni Hotels and Resorts’ claim for coverage due to COVID-19 losses, the Texas Court of Appeals reversed, in part, based upon language in some of the insurers’ policies. TRT Holdngs, Inc. v. Ace Am. Ins. Co., 2025 Tex. App. LEXIS 7407 (Texas Ct. App. Sept. 18

The insurer’s Motion to Compel the production of the insured’s income tax returns was partially successful after the court limited the number of years for which returns would be produced. Pittman Assets MSSC, L.L.C. v. Scottsdale Ins. Co., 2026 U.S. Dist. LEXIS 182049 (E.D. La. Sept. 17, 2026).

Pittman’s property was insured by Scottsdale

The court denied the insurer’s motion to dismiss the insured’s breach of contract claim, but granted the motion to dismiss without prejudice the bad faith claim. Terrazas v. State Farm Fire & Cas. Co., 2025 U.S. Dist. LEXIS 173920 (D. Colo. Sept 5, 2025).

The plaintiff, Alejandro Garcia-Terrazas, had a policy issued by State

The court held the policy’s Employer’s Liability Exclusion precluded coverage for the injured individual who was deemed to be an employee of the insured. Craft v. Access L.L.C., 2025 U.S. Dist. LEXIS 179794 (W.D. La. Sept. 2, 2025).

Charles Craft worked for FL Crane & Sons, Inc.. The general contractor of the project, Lemoine Company

The insured’s complaint sufficiently pled breach of contract and bad faith to survive the insurer’s motion to dismiss. Macias v. Am. Family Ins. Co., 2025 U.S. Dist. LEXIS 148628 (D. Colo. Aug. 1, 2025).

A hailstorm damaged the insureds’ property, including the roof. The insureds filed a claim (Claim One) with American Family. An adjuster

The assigned claim against a broker was dismissed as premature because the underlying action against the insurer was not final. Mermaid Marine Holdings, LLC v. Maverick Yacht Mgmt., LLC, 2025 U.S. Dist. LEXIS 167833 (S.D. Fla. Aug. 27, 2025).

Defendant Maverick Yacht Management,, LLC (MYM) was a yacht management business. Plaintiff Mermaid Marine Holdings