A commentary on insurance coverage issues in Hawaii and beyond
The court denied the insurer’s motion to dismiss the insured’s complaint seeking coverage for a cyber loss. Balgo Technologies, LLC v. Hiscox Ins. Co, Inc., 2025 U.S. Dist. LEXIS 251531 (M.D. Fla. Dec. 5, 2025).
Balgo was a financial technology company with an online platform enabling customers to utilize artificial intelligence tools to manage…
The federal district court granted the insurer’s motion for summary judgment finding there was no coverage for an employee’s injury due to the policy’s Workers’ Compensation exclusion. Houston Spec. Ins. Co. v. Villanueva, 2025 U.S. Dist. LEXIS 255989 (E.D. Wash. Dec. 10, 2025).
Heavy Metal Carports Inc. (HMC) secured a policy from Houston Specialty…
Applying Missouri law, the Eighth Circuit affirmed the jury verdict awarding damages for the presence of soot after a fire. Maxus Metropolitan, LLC v. Travelers Property Cas. Co. of Am., 2025 U.S. App. LEXIS 29921 (8th Cir. Nov, 17, 2025).
A fire destroyed Phase 6 of a multi-building apartment complex known as the Metropolitan.
The federal district court in North Carolina dismissed the insured’s complaint for losses caused by the COVID-19 pandemic but granted leave to amend the complaint. The Durham Wood Fired Pizza Company LLC, et al. v. The Cincinnati Ins. Co., 2025 U.S. Dist. LEXIS 250083 (M.D. N.C. Dec. 4, 2025).
Plaintiffs were four restaurants who…
The appellate court affirmed the trial court’s grant of summary judgment to the contractor’s insurer finding that the sumcontractor’s insurer had a duty to defend the contractor. Navigators Specialty Ins. Co. v. TBR Construction, LLC, et al., 2025 Ill. App. Unpub. LEXIS 2177 (Ill. Ct. App. Dec. 3, 2025).
Greenscape Homes, LLC was the…
The court granted partial summary judgment on the duty to defend to two additional insureds who were named as defendants in the underlying personal injury suit. In re Third St. Equity, LLC, 2025 U.S. Dist. LEXIS 234909 (E.D. N. Y. Dec. 2, 2025).
Third Street Equity LLD hired Developing NY State, LLC as…
The federal district court in Tennessee granted the insured’s motion for summary judgment finding the appraisal award was properly determined despite the insurer’s argument that the appraisal panel considered causation of the loss. Nashville Communications, Inc. v. Auto-Owners (Mutual) Ins. Co., 2025 U.S. Dist. LEXIS 223455 (M.D. Tenn. Nov. 13, 2025)
A windstorm struck…
The Second Circuit reversed the district court’s dismissal of a negligence claim against the insured’s broker for failure to give notice to the insurer. Paro Management Co., Inc. v Willis of New Jersey, Inc., 2025 U.S. App. LEXIS 29289 (2nd Cir. Nov. 5, 2025).
Paro Management Company, Inc. sued its insurance broker, Willis of…
