Departing from the multitude of decisions that have determined there is no coverage for losses due to the COVID-19 pandemic, the North Carolina Supreme Court found that various bars and restaurants that were closed during the pandemic under government orders stated a claim for coverage when suing their insurers. North State Deli, LLC,
Dispute Over Amount Insured Owes Public Adjuster Resolved
The court addressed a dispute over fees that the insureds allegedly owed the public adjuster. Public' Adjuster's, LLC v. Mark Gottesdiener & Co., et al., 2024 Conn. Super. LEXIS 2352 (Conn. Super. Ct. Nov. 6. 2024).
The insureds owned an apartment building that was substantially damaged by a fire.
Class Claims That Excessive Premiums Paid During Pandemic Partially Survives Motion to Dismiss
Portions of a class action filed against United Services Auto Association and three of its subsidiaries for charging excess premiums during the COVID-19 pandemic survived the insurers' motion to dismiss. 2024 U.S. Dist. LEXIS 202472 (C.D. Cal. Nov. 5, 2024).
Plaintiffs alleged that a decrease in driving and automobile accidents during…
Insurer’s Motion in Limine Granted in Part, Denied in Part
The insurer's Motion in Limine seeking to preclude the insured from referencing or seeking certain categories of damages was largely denied. Las Brisas Condo. Homes Ass'n., Inc. v. Empire Indem. Ins. Co., 2024 U.S. Dist. LEXIS 178360 (M.D. Fla. Oct. 1, 2024).
Following Hurricane Irma, Las Brisas Condominium Homes Association…
Blog Completes Seventeenth Year
Insurance Law Hawaii reaches the end of its seventeenth year this month. We began posting long ago, in December 2007.
We seek to keep readers apprised of developments in insurance-related cases from Hawaii and across the country. Coverage issues surrounding the Maui fires have been top of mind this year. We…
Third Circuit Vacates Judgment for Insurer on Alleged Construction Defect Claim
The Third Circuit vacated and remanded to the district court the judgment in favor of the insurer on a construction defect claim. Odedeyi v. AmTrust Financial Services Inc., 2024 U.S. App. LEXIS 24729 (3d Cir. Oct. 1, 2024).
Mr. Odedeyi hired a contractor, who was insured by Security National, to…
Construction Defect Claim Survives Insurer’s Summary Judgment Motion Due to Lack of Evidence
The court denied the insurer's motion for summary judgment on a construction defect claim due to lack of evidence. Statesboro Erectors, Inc. v. Owners Ins. Co., 2024 U.S. Dist. LEXIS 176555 (N.D. Ga. Sept. 30, 2024).
Griffco was the general contractor for a construction project. King Steel was hired as…
Court Grants Bifurcation of Coverage Issues from Bad Faith Claim
The federal district court for the district of Hawaii granted the insurer's motion to bifurcate the trial of coverage issues from issues regarding the insurer's alleged bad faith. Allied World Nat'l Assur. Co. v. Counterclaim NHC, Inc., 2024 U.S. Dist. LEXIS 174961 (D. Haw. Sept. 26, 2024).
Insured MNS, Ltd.
Insurer Must Defend Cyber Claim
The federal district court determined that the insurer had a duty to defend a claim arising from a hacking incident suffered by the insured. Advaiya Solutions Inc. v. Hartford Fire Ins. Co., 2024 U.S. Dist. LEXIS 170505, (W.D. Wash. Sept. 20, 2024).
Advaiya was a technology consulting and implementation company that…
Summary Judgment for Insurer on Construction Defect Claim Reversed
The Fifth Circuit reversed the district court's granting of summary judgment to the insurer on a construction defect claim asserted against the insured. TIG Ins. Co. v. Woodsboro Farmers Cooperative, 2024 U.S. App. LEXIS 24003 (5th Cir. Sept. 20, 2024).
In March 2013, Woodsboro Farmers Cooperative contracted with E.F. Erwin, Inc.