We presented at the ABA’s  Insurance Coverage Litigation Committee’s annual seminar in Tucson yesterday. We delved into “The Ins and Outs of Outside Adjusters.”  Thanks to my co-presenters, Karin S. Aldama, Esq., from Gallagher Kennedy and Rina Carmel, Esq., from Anderson, McPharlin & Conners LLP. 

ICLC Seminar 2025 - Tucson

    The federal district court found that smoke and soot contamination rendered the property unfit for normal use, meeting the standard for "direct physical loss" under the policy language for recovery of business income. Bottega, LLC, et al. v. National Surety Corporation-Chicago, Il, 2025 U.S. Dist. LEXIS 5666 (N.D. Cal. Jan. 10, 2025). 

    Bottega

    The court denied the insurer's Motion for Summary Judgment seeking to dismiss the insured's breach of contract claim. The court also denied the insurer's Daubert motion to exclude the insured's expert witness. Ram Krishana Inc. v. Mt. Hawley Ins Co., 2025 U.S. Dist. LEXIS 18912 (S.D N.Y Feb. 3, 2025).

   

    The court denied the insurer's motion to compel an inspection of the insured's residential rental property and the insurer's request for attorney fees. Bradley v. Evanston Ins. Co., 2025 U.S. Dist. LEXIS 14522 (E.D. La. Jan. 27, 2025). 

    Plaintiff suffered damage to her property due to Hurricane Ida. Evanston insured

    The federal district court granted the insurer's motion for summary judgment because the insureds failed to meet their burden of establishing the claim was covered by the policy. Cutchall v. Chubb Lloyd's Ins. Co. of Tex., 2024 U.S. Dist. LEXIS 234546 (S. D. Texas Dec. 31, 2024). 

    In September 2021